Money Workshops | Financial Literacy Program | Young Women & Money Conference
Winter Money Workshops 2012
New Year, New Money Goals!
Start your new year on the right financial foot!
Resumes. Paychecks. Loans. Budgets. These words shouldn’t scare you! Come learn how to improve your resume, follow effective budgets, and increase your funds. Our money workshops are designed to empower you with tools, knowledge, and support as you navigate through your career and financial worlds. Make a smart, money-saving decision and attend these FREE interactive classes. It’s time to invest in the best stock: yourself!
- Monday, January 23 – 6:00-7:00 PM Don’t Sweat It, Budget!
Learn how to develop a personalized budget so you don’t stress every time you receive a bill.
- Wednesday, February 1 – 12noon-1 PM You and Your Credit
Understand credit lingo, learn how to read & build a good credit report.
Pre-register to ywmoney@ywca-berkeley.org and reserve your spot. Bring a friend and attend. Limited Space.
Each workshop covers a different financial literacy topic. Attend 1 or all! Presented by Bethany Eggman from Golden 1 Credit Union. Bethany has her Masters in Corporate Training and Knowledge Management, and her past workshops have been well received. All workshops are free and held at the YWCA.
Financial Literacy Program
Financial Literacy Program
The YWCA Berkeley/Oakland has pioneered a Financial Literacy high school course designed to teach teenagers the basics of personal finance. Through activities and lessons, teens learn about saving, investing, credit, interest, and loans. The program is implemented in Oakland high schools and is taught by volunteers along with the program director. Currently recruiting volunteers for upcoming courses. Teaching internships are available. Stop by the YWCA for an application and more information. Questions? Email the program director at ywmoney@ywca-berkeley.org.
Download Volunteer Application here.
YWCA Young Women and Money Conference!
4th annual Young Women and Money Conference
Saturday, December 3, 2011
Join us for our 4th annual YWCA Berkeley/Oakland’s Young Women and Money Conference being held on Saturday, December 3, 2011! The past three annual conferences SOLD OUT. This conference will help you gain financial independence and success.
“Great conference overall. I feel a large sense of self empowerment knowing that I can proactively engage in managing my life by beginning with money management.” – 2010 participant
WE ARE SORRY: REGISTRATION IS CLOSED. ALL SEATS ARE SOLD OUT. No walk-in, day-of registration will be accepted. We hope you can register early and attend next year’s conference. If you want to be on our mailing list please email at ywmoney@ywca-berkeley.org.
Conference Includes:
- Fantastic Keynote Speakers
- Two workshops of your choice
- 3-course lunch
- Raffle prizes
- Financial Resources and giveaways
- And more!
- Chances to win many great prizes including $100 Target Gift Card
4TH ANNUAL YWCA YOUNG WOMEN & MONEY CONFERENCE DETAILS
Why Should I Attend?
Tired of sweating at the ATM because your money is going fast? Wishing you knew the way to see your money grow? This conference will provide you with the tools to gain financial independence and success! Learn the street smarts of money: good credit, budgeting, paying bills, investing.
Conference Agenda
Saturday, December 3, 2011 Marriott Oakland City Center @ 12th Street BART station 9:30 AM – 4:30 PM 9:30 AM Registration, Coffee 10 – 10:25 AM Welcome and Opening 10:30 AM – 11:45 PM Morning Workshops 12 – 2 PM Luncheon and Keynote Speaker: Glinda Bridgforth 2:15 – 3:15 PM Afternoon Workshops 3:30 – 4:30 PM Keynote Speaker and Workshop: Kimberly Palmer 4:30 PM Closing Remarks, Final DrawingKeynote Speakers
Glinda Bridgforth is a leading financial expert who explores the emotional and cultural factors that block financial success. She specializes in a holistic approach to money management. Bridgforth is the author of: Girl, Get Your Money Straight!, and with Gail Perry-Mason, she coauthored Girl, Make Your Money Grow! Her most recent release is Girl, Get Your Credit Straight!
Bridgforth has been featured in USA Today, Essence, Ebony, Money, Black Enterprise, and Jet magazines, and has been featured on television and radio shows including Oprah, The Today Show, Larry King Live, CNN, ABC News Now and Fox Business News. Bridgforth was one of the featured coaches on Oprah’s widely popular, six-part series “America’s Debt Diet.” She conducts workshops and lectures around the country.
Kimberly Palmer, author of Generation Earn: The Young Professional’s Guide to Spending, Investing, and Giving Back (Ten Speed Press) and personal finance columnist at US News & World Report, is a money expert on navigating adulthood. She helps young women master their finances, from spending and investing to earning and giving back. As a young professional herself, she’s experienced the challenges (and joys) of parenthood, home-ownership, and job juggling first-hand.
Palmer has appeared on NBC’s Today show, CNBC, CNN, and local television and radio shows across the country. She has written for the Washington Post, the Wall Street Journal, and the Asahi Shimbun/International Herald Tribune in Tokyo. She holds a master’s degree in public policy from the University of Chicago.
Workshops
• Investing 101: 401(k)s and IRAs and SEPs, Oh My!
Explore how the various retirement vehicles including, but not limited to, 401(k)s, Roth IRAs, SEPs, and Annuities operate. Get information to help you decide which investments are appropriate for you, as well as identify investment pitfalls to avoid while planning for your retirement. Learn how to make decisions according to a time-tested and systematic method of investing. This workshop is ideal for women still saving and investing toward retirement.
• Borrow without Going Broke! A Lesson on Loans
What factors determine whether or not you get approved for a loan? How much will it cost you to borrow that money? Attend this workshop to arm yourself with the knowledge needed before signing loan and credit card documents. Different types of loans will be discussed as well as tactics for saving money when you borrow.
• Contrary to Popular Belief, You Were Not Born to Shop!
Do you feel guilty about what you spend your money on or how much money you spend? Would you like to feel more in control of your spending habits? Do you want to save more money for something you really want? If yes, then this workshop is for you!
Having to say no to ourselves is never easy. But, if you are conscious and thoughtful about your spending, you can have the experiences or items that you really want. It just means you may have to cut out others that aren’t as important to you. Think of it as a values budget. If you really must have that pair of shoes, then maybe you don’t go out to dinner that weekend. It’s about trade-offs – but you make a conscious choice. In this workshop you will learn how to prepare a values budget; one that you can live with and that actually makes you happy.
• Power over Plastic: Make Credit Work FOR You
What is it about credit cards that seem so dangerous and so exciting at the same time? Is credit money? Who’s in charge: you or the plastic? Join us in this powerful session to learn about the world of credit cards and ‘Other People’s Money.” We will discuss how credit cards work, how to get one, how to avoid the dangers and scams, and how to use them to YOUR best advantage, while staying out of debt and managing your money. We will define the strange terms we always hear: interest rates, minimum payments, credit history, identity theft and credit score. Come to a new understanding of the ‘energy’ of money in your life. Learn to make the most of your cash, your credit, and your brilliant financial future.
• On Your Mark, Get Set, GOAL!
Learn how to set SMART savings goals that are realistic for your current lifestyle, but still let you aim for those long-term dreams. Wondering about saving for a home, a car, or your retirement? Learn the basic theories behind different saving and investing accounts and how starting now will build you up for your future. Leave this workshop with an understanding of saving and investing basics.
• Don’t Hesitate to Negotiate! Get the Salary You Deserve
In this empowering, interactive session, you will learn about salary negotiation facts and myths, gain awareness of the major components of a salary negotiation, and recognize how the value you provide will enhance a company. Despite the strides women have made, we still do not earn as much as our male counterparts, even with the same level of experience and education. Let’s be a part of the change that narrows the gap. Learn how to make “the sale” and funnel your skills into a powerful, successful negotiation.
Presenters
• Cathy Curtis
Cathy Curtis is an independent, fee-only Certified Financial Planner™ and Investment Advisor. She established her firm, Curtis Financial Planning, in 2000 and specializes in the finances of women, their families and businesses. She is based in Oakland and serves clients in the wider Bay Area, offering comprehensive financial planning, investment management services and financial consulting. Prior to her career in financial services, Cathy served as a sales and marketing executive for Fortune 500 and private food companies in a career spanning 20 years.
• Bethany Eggman
Bethany Eggman holds a degree in Liberal Studies from California State University, Fresno, and later earned a Multiple Subject Teaching Credential (with CLAD emphasis) from CSU, Sacramento. In 2009, Bethany graduated with honors from Jones International University, with master’s degrees in Corporate Training/Knowledge Management and E-Learning Technology and Design. Bethany began working for the Golden 1 Credit Union in 2003 as a Member Service Representative. After six years in the Training Department, Bethany began leading Golden 1 Member Education workshops and webinars throughout the San Francisco Bay Area in 2010. Bethany is affiliated with many local organizations, including the Kiwanis Club of Cambrian Park, the San Jose Toastmasters, Junior Achievement, Operation HOPE, the Glow Foundation and Bank on San Jose’s Credit Coaching program.
• Jenny Smith
Jenny Smith graduated from Stanford University with a B.A. in Journalism. She brings 32 years of experience in marketing, business development and executive management, specializing in start-up and mid-sized technology companies. She was co-founder and CEO of WineBuyer.com in 1999 and 2000. In 2001 she launched Tanager Group, providing business consulting services to leading and emerging Silicon Valley companies. Since 2005, Jenny has presented her popular workshop “Power over Plastic: Cash, Credit and Your Brilliant Financial Future” to young women in the Bay Area. Jenny’s financial mentoring expertise comes largely from independent study, living life and encountering and mastering personal and professional financial challenges and opportunities. (See www.poweroverplastic.com for more information.)
• Larisa Troche
Larisa Troche, is the author of Sunsets: 365 Treats & Tweaks for the Single Gal and the upcoming book: I Don’t Do Mondays – Your Definitive Guide to Passport Living. Ms. Troche is a multi-preneur with her company The Larisa Group, providing professional management and consulting services for small business and real estate. She is also the founder of Pink Passport Society, Inc. the premier worldwide “insider’s club” for women creating wealth through community and connections. Larisa holds a California Real Estate Broker’s license, a Masters in Business Administration, and a Bachelor’s degree in Human Relations Management. Previous careers included the military, municipal and federal government and the private sector as financial adviser for a national firm. Her career diversity has given Larisa a unique perspective on the common denominator of success, which she has carried through to her current entrepreneurial endeavors.
• Jadine Wong
Jadine Wong got a very early start in her financially focused life. Growing up in an entrepreneurial family based in San Francisco, she began learning to research and trade the stock market at 7 years old at the guidance of her mother, who was a storied day trader. As life progressed, Jadine spent 8 years working to build 5 companies over an 8-year span, one of which was an internationally based firm. To further build upon her success as a trader and entrepreneur, 6 years ago Jadine moved into the Financial Industry, working for companies such as Bank of America, Washington Mutual (now Chase) and Waddell & Reed. Training with some of the industries best, Jadine developed a proven strategy and discipline that sets her miles apart from the norm.
Today Jadine is CEO and Chairman of Macian Wealth Management, a multi- family office dedicated to providing the elite financial services required by only the most discerning clients, headquartered in San Francisco CA. She draws upon her years of building and investing to bring her clients a world-class discipline in professional investing. To her, clients always come first, and every day she works to further build the company’s resources to accommodate their every need
Registration Rates
Registration deadline by November 18th or earlier if we reach full capacity. Registration limited to 100 this year. Register Early! Discounted for Ages 18-30: $20 Discounted for Ages 31-40: $55 Full Registration: $70Sponsored by
HSBC North America Holdings Inc. is one of the ten largest bank holding companies in the United States with assets (in U.S. and Canada) of $391 billion at 31 December 2009 (US GAAP). The company’s businesses serve customers in the following key areas: personal financial services, credit cards, specialty insurance products, commercial banking, private banking, and global banking and markets. Sponsorship of the young women & money conference represents a critical component of HSBC North America’s community engagement commitment providing information and tools to help individuals and their families make sound financial decisions.
